Are you thinking about taking out a loan? It might be because you’re looking to buy a home, a car, or something good to add to your living room. It might be because you’re looking to go back to school. Or it could be for a number of other reasons, and that’s fine. Many of […]
As the pandemic now enters into yet another month, when we all thought it would be over, our finances are going to be stretched to the limit. If you thought the limit was something that you had reached already, think again! You have to dig even deeper, try to figure out how to survive and […]
It’s a new year and the best time to get your finances in order. Why not make 2021 the year to get organized and become more sensible with your cash? It can seem like a daunting task, but you are not alone and there are many steps you can take.
All families face the dilemma of deciding where they should live. As a couple, you may rent a small house or flat, but you need more space when kids arrive. Clearly, buying a house is very expensive – it’s the most expensive thing you’ll ever buy. This makes many families too afraid of going ahead […]
When running a small business, it is essential for you to make sure you are looking after the pennies. This means taking much better care of your finances. Small businesses can easily get into a bit of a rut with money if they aren’t careful, so, let’s have a look at some of the things […]
Are you looking to start a small business next year or take an established one to the next level? If so you will need some investment. Investment for small businesses is easier to access than you might think and comes in a variety of forms. You can access funds using everything from crowdfunding to bank […]
How much do parents spend on their children? Raising a child from 0 to 17 in the US costs on average $233,610, according to the USDA. A lot of parents need to budget early for significant expenses, such as the cost of education or even the cost of their child’s first car.
If you are eager to revolutionize your finances, you need to consider your home loan, your debt, your savings, and your disposable income. By changing the way you use your cash and the place you keep your savings, you can find your money working more aggressively for you. The Covid-19 crisis this year has made […]
No person should spend more than they earn. Otherwise, you will have to go into debt to assume that expense. If you have already done so, starting next month, you should generate a surplus in your income and reduce your expenses. You have to create a surplus or savings to pay the debt.
Budgeting might be the single best financial habit anyone can build. It’s not the sexiest or the most fun, but maximizing your income can open the door to all kinds of possibilities and future income opportunities.