When it comes to getting your future under control, you really need to be thinking long term. Consider what you want, when you want to retire and what you want to leave behind for your family. It isn’t a small ask for most people to sit down and work out how much they need to […]
Personal Finance
Start Saving for a Rainy Day with These Tips
Everyone wants to save some money – in a perfect world, we would all put a big chunk of our salary away every month into a savings account for the future. However, it can be a lot harder than it seems, especially if we feel like we are living from payday to payday, and when […]
4 Ways to Cut Costs on Monthly Necessities
Money is important. Saving it is even more important as life is full of unpredictability, and you never quite know when the need arises to pay a hefty bill or simply have enough funds for your next trip to the grocery store. Luckily, there are a few key things to remember when trying to save […]
Budgeting Tips For New Homeowners
Are you a new homeowner? The process can be very overwhelming, with many things to put in place to get you there. You’ll experience a whole new load of responsibilities, and one of the biggest is the new financial pressure you’ll face as a new homeowner.
Costly Life Situations and How They Don’t Have to Be
Sometimes we can all find ourselves in situations that are not our fault. We can be guilty of letting things go and paying out for things we shouldn’t have to, or not really knowing what we can do when it comes to saving on spending that we weren’t expecting. Life has a funny way of […]
Why Your Business Might Suffer If Your Personal Finances Suck
Most of us have needed a helping hand at some point in our lives, but when it comes to business it might be the bank you need to turn to to provide the readies for your first cautious steps.
Taking Care of Future You – Planning the Perfect Retirement
Retirement planning can seem very complicated without the help and advice from retirement specialists. And while it is always prudent to speak to someone who understands your needs, it is smart to write a list of how you wish to see your retirement go.
Give Me a Tax Break, I’m a Blogger!
“A blogger? Is that even a job?” Have you ever had a phrase of this sort directed at you in that irritatingly patronizing tone that makes you grind your teeth and dream of cosmic justice? I can feel your pain, comrades! But let us leave the ignorant to their ignorance and focus on what we, […]
5 Alternatives to an Emergency Loan
Need some extra cash in a hurry? Most people turn to loans, credit cards and pawnbrokers as a means of borrowing money in an emergency. Whilst these can be convenient ways of accessing cash you wouldn’t otherwise have, there are drawbacks to taking out loans.
Important Financial Moves You Need to Make Before You Turn 40
We all go through life making different financial decisions at various points in our lives. Some of us save for college from a young age, some of us make the decision to buy a fancy new car when we turn 21, and so on. But, there are a few financial moves that everyone needs to […]