Whether you like it or not, money is pretty much always going to be a significant force in your life. After all, the best things in life might be free, but a roof over your head, clothes on your back, and food in your belly certainly aren’t!
If you are working hard all year, you might think that it is unfair that you have to pay all the tax without being given the chance to reinvest your profits and grow your business.
Having a personal rainy day find is a necessity for everyone as you never know when an emergency strikes. You can use an emergency fund calculator to determine how much money you should save up. However, the general ‘rule of thumb’ is to have enough to cover your living expenses for 3-6 months. And the […]
Using prepaid cards to rebuild credit is a good strategy that can help you get back on your feet after some financial trouble. It’s also a good method for building credit in the first place. Therefore, young people who are just starting their path to financial independence should consider it as well. However, not all […]
Cash-for-gold has become a big business. Record-high gold prices in the 2000s led to a surge in businesses happy to hand over cash in exchange for your gold jewellery and gold watches. But they aren’t necessarily the best place to sell your gold, especially if you want a good price.
Finding effective ways to reduce spending on baby stuff is essential considering the average cost of childcare these days. For example, in the US, parents can expect to spend well over $10,000 in the first year of their baby’s life, and in the UK it’s about £11,500. I fully agree that your kids deserve the […]
Making smart financial decisions is a must if you want to have faith that your future is going to be full of wealth and joy. Money doesn’t bring happiness, but it can certainly help you to live a life of your dreams and support your goals. With this in mind, below we have 5 smart […]
Once the last crumb of pumpkin pie disappears from your plate, you have a job to do this Thanksgiving and it doesn’t involve the dishes. Those can wait; the Black Friday and Cyber Monday deals, on the other hand, have a short expiry. If you expect to take advantage of these events, you’ll need to […]
Are you one bad day away from a financial crisis the scale of which could change your life entirely? Many of us live by the grace of our income and know how to budget it well, but do we protect ourselves against the risk of sudden catastrophes and the costs they can bring? Here, we’re […]
Managing husband and wife finances correctly is a secret not only for your financial success but also for a happy marriage. You can join your accounts, keep them separate, or use a ‘hybrid’ option. No method is perfect and you should choose based on your situation and personal habits.