Sometimes we can all find ourselves in situations that are not our fault. We can be guilty of letting things go and paying out for things we shouldn’t have to, or not really knowing what we can do when it comes to saving on spending that we weren’t expecting. Life has a funny way of […]
Most of us have needed a helping hand at some point in our lives, but when it comes to business it might be the bank you need to turn to to provide the readies for your first cautious steps.
Retirement planning can seem very complicated without the help and advice from retirement specialists. And while it is always prudent to speak to someone who understands your needs, it is smart to write a list of how you wish to see your retirement go.
“A blogger? Is that even a job?” Have you ever had a phrase of this sort directed at you in that irritatingly patronizing tone that makes you grind your teeth and dream of cosmic justice? I can feel your pain, comrades! But let us leave the ignorant to their ignorance and focus on what we, […]
Need some extra cash in a hurry? Most people turn to loans, credit cards and pawnbrokers as a means of borrowing money in an emergency. Whilst these can be convenient ways of accessing cash you wouldn’t otherwise have, there are drawbacks to taking out loans.
We all go through life making different financial decisions at various points in our lives. Some of us save for college from a young age, some of us make the decision to buy a fancy new car when we turn 21, and so on. But, there are a few financial moves that everyone needs to […]
Whether you like it or not, money is pretty much always going to be a significant force in your life. After all, the best things in life might be free, but a roof over your head, clothes on your back, and food in your belly certainly aren’t!
If you are working hard all year, you might think that it is unfair that you have to pay all the tax without being given the chance to reinvest your profits and grow your business.
Having a personal rainy day find is a necessity for everyone as you never know when an emergency strikes. You can use an emergency fund calculator to determine how much money you should save up. However, the general ‘rule of thumb’ is to have enough to cover your living expenses for 3-6 months. And the […]
Using prepaid cards to rebuild credit is a good strategy that can help you get back on your feet after some financial trouble. It’s also a good method for building credit in the first place. Therefore, young people who are just starting their path to financial independence should consider it as well. However, not all […]