Having a personal rainy day find is a necessity for everyone as you never know when an emergency strikes. You can use an emergency fund calculator to determine how much money you should save up. However, the general ‘rule of thumb’ is to have enough to cover your living expenses for 3-6 months. And the […]
Using prepaid cards to rebuild credit is a good strategy that can help you get back on your feet after some financial trouble. It’s also a good method for building credit in the first place. Therefore, young people who are just starting their path to financial independence should consider it as well. However, not all […]
Cash-for-gold has become a big business. Record-high gold prices in the 2000s led to a surge in businesses happy to hand over cash in exchange for your gold jewellery and gold watches. But they aren’t necessarily the best place to sell your gold, especially if you want a good price.
Finding effective ways to reduce spending on baby stuff is essential considering the average cost of childcare these days. For example, in the US, parents can expect to spend well over $10,000 in the first year of their baby’s life, and in the UK it’s about £11,500. I fully agree that your kids deserve the […]
In order to be strong in business today, it’s important to remember the old adage: Jack of all trades, master of none. And even more important to finish the saying: But better than being a master of one.
Over the course of the past decade, encryption has gone from being something only of interest to those working in highly sensitive industries like journalism and national security, to being one that almost anyone who does business online interacts with on a daily basis.
Making smart financial decisions is a must if you want to have faith that your future is going to be full of wealth and joy. Money doesn’t bring happiness, but it can certainly help you to live a life of your dreams and support your goals. With this in mind, below we have 5 smart […]
Christmas can be an expensive time of year, and when you’re under stress from the holidays, you don’t always make the soundest financial decisions. It’s easy to just put it on plastic and forget about it. Unfortunately, it takes on average five months to get out of Christmas debt and that’s on top of debt […]
In the financial industry, good performance almost always comes down to good customer service. Whether in the case of banks, credit unions, or financial services providers, the work of investment, trading, and sales should always have the growth of client portfolios as its final goal.
You might have found your small business in a situation where you are experiencing issues with your finances. Well, unfortunately, this sometimes happens, but the good news is that there are some ways that you can sort out these issues and they really aren’t that hard. All it is going to take is a little […]