All families face the dilemma of deciding where they should live. As a couple, you may rent a small house or flat, but you need more space when kids arrive. Clearly, buying a house is very expensive – it’s the most expensive thing you’ll ever buy. This makes many families too afraid of going ahead […]
When running a small business, it is essential for you to make sure you are looking after the pennies. This means taking much better care of your finances. Small businesses can easily get into a bit of a rut with money if they aren’t careful, so, let’s have a look at some of the things […]
Are you looking to start a small business next year or take an established one to the next level? If so you will need some investment. Investment for small businesses is easier to access than you might think and comes in a variety of forms. You can access funds using everything from crowdfunding to bank […]
How much do parents spend on their children? Raising a child from 0 to 17 in the US costs on average $233,610, according to the USDA. A lot of parents need to budget early for significant expenses, such as the cost of education or even the cost of their child’s first car.
If you are eager to revolutionize your finances, you need to consider your home loan, your debt, your savings, and your disposable income. By changing the way you use your cash and the place you keep your savings, you can find your money working more aggressively for you. The Covid-19 crisis this year has made […]
No person should spend more than they earn. Otherwise, you will have to go into debt to assume that expense. If you have already done so, starting next month, you should generate a surplus in your income and reduce your expenses. You have to create a surplus or savings to pay the debt.
Budgeting might be the single best financial habit anyone can build. It’s not the sexiest or the most fun, but maximizing your income can open the door to all kinds of possibilities and future income opportunities.
Planning your personal finances consists of many different areas, whether it’s your financial future, your debts, or increasing your savings. To give your financial health a boost, what you need is a detailed plan. What is a financial plan and why is it important? Luckily, there are lots of resources and tips which can help […]
Some people don’t like the idea of investing in digital numbers on a screen. Tangible investments allow you to pour your money into something physical that can be touched. In some cases, you may even be able to restore or improve these physical items to add value to them. Below are just a few examples […]
If a loved one or member of your family has passed away, then it may come to you to be responsible for helping to oversee what happens to their assets. This is known as the probate process, and it ensures that all of the assets in their name are handled as specified by their will.